Synchrony Timeline

Our name is new, but we trace our roots to 1932.

  • 2015

    Completed separation from GE and became fully independent company.

    Added to S&P 500.

  • 2014

    Synchrony Financial conducts IPO, is listed on NYSE as “SYF” and introduces branding — Engage with us.

    Implemented chip-enabled technology with Sam’s Club® as first mass retailer.

  • 2013

    Acquired MetLife Retail Deposits business and introduced award-wining Optimizer+plus.

    Opened Innovation Station to accelerate development of our mobile technology strategies.

  • 2012

    Agreement signed with Toys“R”Us.

    First Major Purchase Study conducted to track 12 industries annually.

  • 2009

    Mobile account management and Business Center launch.

  • 2007

    Acquired Chevron® and Texaco® branded consumer credit card program.

  • 2006

    Launched Luxury Finance Program for Jewelry and Art.

  • 2005

    Launched Sport Finance program.

    Dual Card patent issued July 5.

    eService launches.

  • 2002

    Acquired CareCredit.

  • 1999

    Launched Walmart’s first PLCC.

    Acquired JCPenney program.

  • 1998

    Introduced first clear credit card.

  • 1995

    Entered Powersports industry.

  • 1993

    Began providing business credit for Sam’s Club, followed by revolving consumer and business credit programs in 1994.

  • 1987

    CareCredit established at the request of dentists.

  • 1981

    Established CarCareONE program.

  • 1979

    Launched Lowe’s Credit Card.

  • 1970s

    Issued first plastic GE credit card.

  • 1960s

    Formed GE Capital Appliance Finance to finance sales for independent appliance and consumer electronics merchants.

  • 1943

    General Electric Capital Corporation established as a broad-based financial services provider.

  • 1932

    General Electric Contracts Corporation founded to help families finance appliance purchases.

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